| Bank Name | Floating Interest rate | Per lac EMI | MCLR Rates | Processing Fee | Prepayment Charges | % Change in last 6 mths |
| SBI | 8.35% -8.50 | Rs.858 – Rs.868 | 8.00% | Maximum upto Rs.10000+ S.T
BT Offer- 0% till 30 June 2017 |
Nil | 1.52% |
| ICICI BANK | 8.35% – 8.80% | Rs.858 – Rs.886 | 8.20% | 0.50% – 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge | N.A | 1.44% |
| HDFC LTD | 8.35% – 8.55% | Rs.858 – Rs.871 | 8.15 | Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes | Nil | 1.98% |
| LIC HOUSING | 8.35% – 8.80% | Rs.858 – Rs.886 | Zero | Nil | No Change | |
| BANK OF BARODA | 8.35% – 8.55% | Rs.858 – Rs.871 | 8.35% | Upto Rs.50 lacs 0.5 % of loan amount (min Rs.7500 & Rs.12500) + service tax Above Rs.50 lacs 0.25% of loan amount(min Rs.7500 & Rs.20000) + service tax |
N.A. | No Change |
| AXIS BANK | 8.35% – 8.75% | Rs.858 – Rs.884 | 8.90% | Up to 1% of the Loan amount subject to minimum of Rs.10,000/- | Nil | 0.9% |
| DHFL | 8.35%-9.75% | Rs.874 – Rs.881 | Rs.5,000 to Rs.20000 + document charges + Service Tax | NIL | 2.46% | |
| IDBI | 8.35% – 8.40% | Rs.858 – Rs.861 | 9.30% | NIL | Nil | 0.97% |
| UNION BANK OF INDIA | 8.75% – 8.80% | Rs.884 – Rs.887 | 9.40% | N.A | NIL | 2.5% |
| BANK OF INDIA | 8.65% – 8.70% | Rs.877 – Rs.881 | 9.35% | 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000/- | Nil | 2.45% |
| INDIABULLS HOUSING FINANCE LTD | 8.35%-9.75% | Rs.874 – Rs.881 | Upto 28 lacs = Rs.7500 – Rs.10000 28 lacs – 1.5 Cr = Rs. 10000 – 0.5% 1.5 Cr – 3 Cr = Rs. 25000 – 0.5 Above 3 Cr – 0.5% – 1% |
NIL | 2.46% | |
| CORPORATION BANK | 9.60% – 9.85% | Rs.939 – Rs.955 | 9.50% | 100% waiver under Festival Offer- 2016 (till 31-01-2017) | NIL | No Change |
| L&T HOUSING FINANCE LTD | 9.65% – 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP) | Rs.942 – Rs.982 (for Salaried/ SEP) Rs.942 – Rs.998(SENP) | 0.25% -1%OR Rs.10000 which ever is higher +ST, subject to customer profile | NIL | ||
| UNITED BANK OF INDIA | 9.55% | Rs.935 | 9.25% – 9.45% | N.A | N.A | |
| TATA CAPITAL | 8.65%(For Women) – 8.90%(For Others) | Rs.877(For Women) – Rs.893(For Others) | 0.20% – 0.25% of the loan amount + Service tax | N.A | N.A | |
| SHUBHAM HOUSING | 12%-14%(For Salaried) – 15%-17%(For Self-employed) | Rs.1101-Rs.1244(For Salaried) – Rs.1317-Rs.1466(For Self-employed) | Upto 3 Lacs – Rs 9500 + ST 3 to 6 Lacs – Rs 13500 + ST Loan above 6 lacs – Rs. 13,500 + 3% of the loan amount over and above 6 lacs + Service Tax |
N.A | ||
| HSBC BANK | 9.35% – 9.45% | Rs.922 – Rs.929 | 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable | Nil | N.A | |
| INDIAN BANK | 9.55% – 9.75% | Rs.1297 – Rs.1307 | 0.25% of loan amount with a maximum of Rs.20,000 | Nil | 2.92% | |
| DEUTSCHE BANK | 10.50% | Rs.998 | 12000 + Service Tax | Nil | N.A | |
| STANDARD CHARTERED BANK | 8.35% | Rs.874 – Rs.881 | 0.5 % – 1% | NIL | 1.55% | |
| FEDERAL BANK | 9.57% – 9.82% | Rs.937 – Rs.953 | 9.14% – 9.54% | 0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST | N.A | No Change |
| ALLAHABAD BANK | 9.45% – 9.70% | Rs.929 – Rs.945 | 9.30% – 9.60% | NIL | NIL | 2.92% |
| CENTRAL BANK OF INDIA | 9.35% | Rs.922 | 9.35% | Rs.20000/- or .50% of loan amount subject to maximum | Nil | 2.38% |
| UCO BANK | 8.75% – 8.90% | Rs.884 – Rs.893 | 9.30% – 9.65% | Nil (till 31.12.2016) | NIL | 2.45% |
| CANARA BANK | 9.15% – 9.20% | Rs.909 – Rs.913 | 9.15% | Waived till 26.01.2017 | 1.96% | |
| KOTAK BANK | 8.50%-8.75% | Rs.874 – Rs.881 | 8.90% – 9.65% | Zero | Nil | 4.65% |
| DENA BANK | 8.55% – 8.80% | Rs.871 – Rs.886 | 8.55% | 0.50% of sanctioned limit | Nil | 2.5% |
| VIJAYA BANK | 9.65% | Rs.942 | 9.20% – 9.55% | N.A | N.A | 0.49% |
| SYNDICATE BANK | 9.45% | Rs.870 | 9.45% | Min. Rs.500/- & Maximum up to Rs.5000/- | N.A | 2.43% |
| CITI BANK | 8.35% – 8.50% | Rs.874 – Rs.881 | 8.05% | Rs. 5000 (Application fee) | NIL | No Change |
| PNB HOUSING FINANCE LTD | 8.35% – 8.50% | Rs.874 – Rs.881 | 0.25% – 0.5% | NIL | No Change | |
| ORIENTAL BANK OF COMMERCE | 8.60% – 8.70% | Rs.874 – Rs.881 | NIL | NIL | No Change | |
| INDIAN OVERSEAS BANK | 8.65% – 8.90% | Rs.877 – Rs.893 | 9.50% – 9.90% | A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. | N.A | 1.95% |
| PUNJAB NATIONAL BANK | 8.35% – 8.50% | Rs.874 – Rs.881 | 9.15% | NIL | NIL | 2.43% |
| DEVELOPMENT CREDIT BAK | 10.60% | Rs.1005 | 9.82% – 10.83% | 1% | Nil | N.A |
| STATE BANK OF TRAVANCORE | 10.45% | Rs.995 | upto Rs.25,000 – Nil Rs.25,000 above to Rs.2 lacs – Rs.500/- Rs.2 lacs above- 0.50% of the loan amount maximum Rs.10000/- |
NIL | N.A | |
| BANK OF MAHARASTRA | 8.95% – 9.05% | Rs.897 – Rs.903 | 9.60% | 0.25% of the loan amount (subject to maximum of Rs.25000/-) | Nil | No Change |
| DHANLAKSHMI BANK | 10.35% – 10.60% | Rs.988 – Rs.1005 | 1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax) | N.A | ||
| ANDRA BANK | 9.50% – 9.70% | Rs.932 – Rs.945 | 9.55% | 0.50% of the loan amount or maximum of Rs.10,000 + service tax | N.A | |
| DHFL VYASA HOUSING FINANCE | 9.75% – 10.25% | Rs.945 – Rs.982 | 1% of the loan amount | N.A | ||
| GIC HOUSING FINANCE | 10.25% | Rs.982 | Rs.2500 + service tax | N.A | ||
| GRUH FINANCE LTD | 9.75% – 15.25% | Rs.949 – Rs.1335 | Up to 1% of the loan amount | N.A | ||
| INDIA INFOLINE HOUSING FINANCE LTD. | 9.55% – 10.50% | Rs.935 – Rs.998 | Up to 1% of the home loan | N.A | ||
| KARNATAKA BANK | 9.50% – 9.75% | Rs.932 – Rs.949 | 9.20% | 0.25% with a minimum of Rs.250 | N.A | |
| SUNDARAM BNP PARIBAS HOME FINANCE | 9.80% – 11.05% | Rs.952 – Rs.1036 | Up to 0.75% of the loan amount or maximum of Rs.5,000 + taxes | N.A | ||
| NATIONAL TRUST HOUSING FINANCE LTD | 14% – 16.50% | Rs.1244 – Rs.1429 | 2% of the loan amount or maximum of Rs.5,000 + taxes | N.A | ||
| ORANGE CITY HOUSING LTD | 14% | Rs.1244 | 1% of the loan amount + taxes | N.A | ||
| RELIANCE HOME FIANCE PVT LTD | 10.60% | Rs.1005 | 1% of the loan amount + taxes | N.A | ||
| REPCO HOME FIANCE LTD | 9.60% | Rs.939 | Up to 1% of the loan amount + taxes |