Eligibility Criteria
|
| Banks |
Salaried |
Self- Employed |
| Axis Bank |
1,80,000 p.a. |
2,00,000 p.a. |
| Fullerton |
1,44,000 p.a. |
1,50,000 p. a. |
| HDFC Bank |
1,80,000 p.a. |
– |
| Kotak Bank |
1,80,000 p.a. |
1,80,000 p.a. |
| ICICI Bank |
1,80,000 p.a. |
– |
|
| Age (Criteria in Yrs.) |
| Banks |
Salaried |
Self-Employed |
| Axis Bank |
21 to 60 |
24 to 65 |
| Fullerton |
21 to 60 |
– |
| HDFC Bank |
21 to 60 |
– |
| Kotak Bank |
23 to 60 |
25 to 60 |
| ICICI Bank |
21 to 60 |
– |
|
| Residence (min) |
| Banks |
Salaried |
Self-Employed |
| Axis Bank |
– |
– |
| Fullerton |
1 yr. |
– |
| HDFC Bank |
1 yr. |
1 yr. |
| Kotak Bank |
1 yr. |
1 yr. |
| ICICI Bank |
1 yr. |
– |
|
| Loan (Amount) |
| Banks |
Salaried |
Self-Employed |
| Axis Bank |
1,00,000 to 20,00,000 |
1,00,000 to 20,00,000 |
| Fullerton |
35,000 to 10,00,000 |
– |
| HDFC Bank |
50,000 to 15,00,000 |
– |
| Kotak Bank |
50,000 to 15,00,000 |
50,000 to 15,00,000 |
| ICICI Bank |
50,000 to 15,00,000 |
– |
|
| Tenure (months) |
| Banks |
Salaried |
Self-Employed |
| Axis Bank |
12-60 |
12-60 |
| CITI Bank |
12-60 |
– |
| HDFC Bank |
15-60 |
– |
| Kotak Bank |
12-60 |
12-60 |
| ICICI Bank |
12-60 |
– |
|
| Tenure (months) |
| Banks |
Salaried |
Self-Employed |
| Axis Bank |
12-60 |
12-60 |
| CITI Bank |
12-60 |
– |
| HDFC Bank |
15-60 |
– |
| Kotak Bank |
12-60 |
12-60 |
| ICICI Bank |
12-60 |
– |
|
| Pre-payment Charges |
| Banks |
Fees |
| Axis Bank |
– |
| Fullerton |
4% |
| HDFC Bank |
4% |
| Kotak Bank |
Nil Foreclosure Charges Special Offer. Valid till(30th / June / 13) |
| ICICI Bank |
5% |
| CITI Bank |
– |
| SBI |
– |
|
| Current Experience |
| Banks |
Salaried |
Self-Employed |
| Axis Bank |
– |
– |
| CITI Bank |
6 months |
– |
| HDFC Bank |
6 months |
– |
| Kotak Bank |
1 yr. |
3 yrs. |
| ICICI Bank |
1 yr. |
– |
|
| Documents Required |
| Banks |
Salaried |
Self-Employed |
| Axis Bank |
I.D proof, salary slip / form16 with Salary certificate, residence proof, Proof of telephone bill |
I.D proof, residence proof, last 2 yrs. ITR, proof of telephone bill |
| CITI Bank |
I.D proof, residence proof ,last 3 months bank statement |
– |
| Kotak Bank |
I.D proof, Last 2 months salary slip, form 16,residence proof,6 months bank statement, |
Last 2 yrs. ITR, business proof , I.D & age proof, Address proof , last 6 months bank statement |
|
| Documents for Professionals |
| Banks |
|
| Axis Bank |
– |
| Kotak Bank |
Professional qualification For i.e. Degree, Registration with professional council etc. |
| Citi Bank |
– |
| HDFC Bank |
Proof of qualification & Highest degree |
| ICICI Bank |
Proof of qualification & Highest degree |
|
