Banks For Home Loan

Home loan is one of the biggest financial decision in our lives.Before you choose your Bank get information on current interest rates from all Banks. Get to know how much each bank can give you i.e. Eligibility from Govt Banks and Private Banks.Fixed rate or Floating rate /Prepay or Balance transfer we try to make your journey simple by giving your unbiased information.

 


 

 

Here are India’s Most popular Home Loan provider :

 

State Bank of India (SBI) :

The most preferred home loan provider. The latest offer is an interest rate concession on GREEN HOMES in accordance with SBI’s commitment to Environment protection. Having a vast variety of products to suite every kind of customer. Minimum age limit 18 yrs & Maximum age limit for a Home Loan borrower is fixed at 70 yrs, i.e. the age by which the loan should be fully repaid.

 

HDFC Bank :

Over 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs. Their home loan is available for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 80% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer.

 

CITI Bank :

A bigger, better home with CITI bank home loans .The bank offers loans for loans for built property as well as under construction property. Salaried persons should have at least Rs: 1,00,000 gross income per annum and minimum age at least 23 yrs, to be eligible for the loan, maximum age should be 65 or retirement age. Self-employed gross annual income should be Rs: 85,000. The age limits are the same as salaried class.

 

ICICI Bank

Home Loan offers hassle free home loans with the best deal. The loan tenure is maximum up-to 25 yrs. They offer multiple benefits on the loan taken.

  • Simplified Documentation – The loan application process is easier and loan approval process, faster with simplified documentation.
  • Door Step Service – They personally deliver your Home Loan at your doorstep.
  • Attractive Interest Rates –offers you a wide range of home loan rates to choose from

 

INDIABULLS :

Indiabulls leading NBFC. With the receipt of the NBFC license from the Reserve Bank in 2000, Indiabulls is poised to be a top NBFC in the country with its extensive service portfolio and aggressive expansion blueprint. Indiabulls has interests in financial products and services such as loan against gold, loan against property, home loans, securities and real estate.

 

PNB Housing Finance Limited (PNBHFL) :

PNBHFL is a registered housing finance company with National Housing Bank (NHB).PNBHFL is a subsidiary of Punjab National Bank (PNB). PNBHFL excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Robust service delivery model and mark to market credit & financial policies help customers build a long term relationship of trust and commitment. Provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans. Excellent post disbursement services along with various repayment options.

 

DHFL :

DHFL started its business in April 1984.It was the second housing company that was setup in India. Their objective is to provide loan to lower and middle income Indians. Today they have 72 branches and 116 service location. Dewan Housing Finance Limited offers home loan to individuals, Co-operative Societies, Corporate bodies and associations of persons.

 

Axis Bank :

Buy the house that you’ve set your heart on with Axis Bank home loans. Get attractive interest rates, balance transfer facility, doorstep service & option to choose from floating rate or fixed rate. And what’s more no pre-payment penalty!! They offer the loan from Rs: 1 lac & above on-wards, the age criteria is 24 yrs, at loan commencement. And up to 65 yrs, or less at the time of loan maturity

 

LIC Housing Finance :

LIC Housing Finance offers home loans for construction / buying house / flat and also for renovation of existing flat / house. While LIC Griha Prakash and are for purchase, construction of properties and extension of residential units, LIC Griha Sudhar Loan facilitates renovation of properties. Minimum age requirement is 21 yrs, as on the date of sanction.

 

IndusInd Bank :

Your partner for your dream home. They offer a wide range of home loan options. The loan amounts range from Rs: 250,000 to Rs: 2 crore and the tenure is from 5 yrs, to 25 yrs. You can choose between a fixed and a floating interest rate for your loan. Also, with attractive interest rates and savings on taxes, a IndusInd bank Home Loan gives you complete peace of mind.

 

Standard Chartered Bank :

If you are looking for a Home Loan that suits your pocket & full-fill the basic need of a Dream Home, then Standard Chartered is there to convert this dream into reality. The unique features, benefits & a wide range of loans are available for you to purchasing a plot, construction flat, home extension and renovation.

 

Kotak Bank :

Your search for an Ideal Home ends at Kotak Bank, you can avail Kotak Home Loans for constructing a home, purchasing a ready built house/flat, residential site or even for refinancing existing loans. With attractive interest rates & funding up-to 85%.They have flexible repayment options and maximum loan tenor up-to 20 yrs.

 

Reliance Housing Finance :

With reliance housing finance you can full-fill your requirement of owning that dream home. Their loans have been customized to meet the individual’s needs & desires. They offer attractive interest rates with best in class features and benefits. You can choose the tenor with simple EMI option. And balance transfer option with a top-up facility.

 

Magma Housing Finance:

At Magma Finance, you can avail of home loans for the purpose of purchasing residential property. Whether you are buying it fresh from the developer or it is a resale purchase. They have wide range of offerings with attractive interest rate. You also get free personal accident insurance.

 

Union Bank :

Helps you realize your long cherished dream of owning your home through hassle free and customer friendly home loans. The tenor of a home loan can be up to 25 yrs, for a resident individual whereas for NRIs the maximum tenure is 15 yrs, subject to maximum age of 60 yrs, at maturity. Loan can be applied for a maximum of 90% of the property value subject to credit discretion

 

IDBI Housing Finance :

A New generation home finance company which combines the best attributes of the various suppliers of home finance. They have a unique offer for safe custody of documents, provided free of cost to their customers. Minimum age eligibility is 21 yrs, either for employed or self-employed individuals. You can get a loan from Rs: 10,000 up to a maximum of Rs: 1 crore.

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