Quick Apply For Personal Loan and Eligibility Criteria

Eligibility Criteria
Banks Salaried Self- Employed
Axis Bank 1,80,000 p.a. 2,00,000 p.a.
Fullerton 1,44,000 p.a. 1,50,000 p. a.
HDFC Bank 1,80,000 p.a.
Kotak Bank
1,80,000 p.a. 1,80,000 p.a.
ICICI Bank 1,80,000 p.a.
Age (Criteria in Yrs.)
Banks Salaried Self-Employed
Axis Bank 21 to 60 24 to 65
Fullerton 21 to 60
HDFC Bank 21 to 60
Kotak Bank
23 to 60 25 to 60
ICICI Bank 21 to 60
Residence (min)
Banks Salaried Self-Employed
Axis Bank
Fullerton 1 yr.
HDFC Bank 1 yr. 1 yr.
Kotak Bank 1 yr. 1 yr.
ICICI Bank 1 yr.
Loan (Amount)
Banks Salaried Self-Employed
Axis Bank 1,00,000 to 20,00,000 1,00,000 to 20,00,000
Fullerton 35,000 to 10,00,000
HDFC Bank 50,000 to 15,00,000
Kotak Bank 50,000 to 15,00,000 50,000 to 15,00,000
ICICI Bank 50,000 to 15,00,000
Tenure (months)
Banks Salaried Self-Employed
Axis Bank 12-60 12-60
CITI Bank 12-60
HDFC Bank 15-60
Kotak Bank 12-60 12-60
ICICI Bank 12-60
Processing Fees
Banks Fees
Axis Bank 2%
Fullerton 2%
HDFC Bank 999 Rs to 2.5%
Kotak Bank
1.5% (For Kotak Salary Account Holder), other wise 1.75% – 2%
ICICI Bank 999 Rs to 2%
CITI Bank
0.25% to 1%
SBI 2% to 2.5%
Pre-payment Charges
Banks Fees
Axis Bank
Fullerton 4%
HDFC Bank 4%
Kotak Bank Nil Foreclosure Charges Special Offer. Valid till(30th / June / 13)
ICICI Bank 5%
CITI Bank
SBI
Current Experience
Banks Salaried Self-Employed
Axis Bank
CITI Bank 6 months
HDFC Bank 6 months
Kotak Bank 1 yr. 3 yrs.
ICICI Bank 1 yr.
Documents Required
Banks Salaried Self-Employed
Axis Bank I.D proof, salary slip / form16 with Salary certificate, residence proof, Proof of telephone bill I.D proof, residence proof, last 2 yrs. ITR, proof of telephone bill
CITI Bank I.D proof, residence proof ,last 3 months bank statement
Kotak Bank I.D proof, Last 2 months salary slip, form 16,residence proof,6 months bank statement, Last 2 yrs. ITR, business proof , I.D & age proof, Address proof , last 6 months bank statement
Documents for Professionals
Banks
Axis Bank
Kotak Bank Professional qualification For i.e. Degree, Registration with professional council etc.
Citi Bank
HDFC Bank Proof of qualification & Highest degree
ICICI Bank Proof of qualification & Highest degree

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