Overdraft Limit

What is an (OD) overdraft limit?

Overdraft limit refers to the limit to the amount of money a customer can withdraw from his account even though there is zero balance in his account. For i.e., large companies / firms get this features of (OD) overdraft by pledging shares of their organisation / company with the bank. The company / firm has a month’s time to pay back the (OD) overdraft amount failing which the bank can sell the shares to recover the money.

Overdraft (OD) Services

Explore various business opportunities with extended financial solutions. You can now meet your capital needs to follow your business goals & ideas with our services. Gain with a hassle free process to improve / increase your cash readiness to meet any business demand or emergency as it arises with ease.

Overdraft (OD) Services

Un-secured Overdraft limits up to Rs. 75 Lakhs

Increased liquidity with low minimum balance requirement

Interest charged only on amounts used

5 Ways you Gain with Overdraft Services


Un-secured Overdraft limit up to Rs 75 Lakhs

Finance any business requirements with unsecured overdraft limits ranging from Rs. 3 Lakhs to Rs. 75 Lakhs.

Easy liquidity with account balance terms

Enjoy increased cash availability with an average balance requirement of just Rs. 50 thousand over a 6 month period.

Save time with simple or few documentation

Avoid complicated documentation process.

Available in your existing Bank Account

Your existing Bank account allows you the convenience of availing overdraft services directly from this account itself.

Pay only for the amount overdrawn

Save on interest payments with interest payable only on the amount you have withdrawn in your account.

Conditions apply: Credit at the sole discretion of the Bank and subject to guidelines issued by (RBI) from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.

Want to use (OD) overdraft better?

Activity           How

Control (OD) overdraft interest          •           Meet short term requirements and replenish the account

  • Maintain a primary (OD) overdraft account
  • avoid investing your (OD) overdraft account funds in the market
  • avoid diverting (OD) overdraft account funds to long gestation projects

Avoid Penalties          Re-pay amounts each month within the limit period

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